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- ItemSTRUCTURE AND NATURE OF CONTRIBUTORY PENSION SCHEME FOR LIBRARIANS: A COMPARATIVE ANALYSIS BETWEEN INDIA AND NIGERIA(2017-03-07) SAMBO, SuleimanLibrarians facing Problems of high expenditure burden, disparities of scheme and demographic changes forced developing countries like India and Nigeria to reform and adopt contributory pension schemes. A comparative analysis of the scheme through a content analysis revealed similarities with regards to privatisation, government regulatory role, skewedness of the scheme in favour of government and dissimilar in the areas decentralisation level, and flexibility in favour of Librarians. Therefore the study concluded by Based on the above both governments should look in to the possibilities of balancing the scale of advantages to both government and subscribers in order to avoid tilt in government favour. The Indian government should look again at the functions of its levels of PFA in order to enjoy an economy of scale. Whereas Nigeria should evolve a more Librarian flexible withdrawal packages in some critical areas of human existence just like the Indian case.