DEREGULATION POLICY AND ITS IMPACT ON THE NIGERIAN BANKING INDUSTRY

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Date
2000
Authors
MAHMOUD, YAKUBU MOHAMMED
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Abstract
The banking sector, by its nature of activities is the most heavily regulated sector in most economies. It is based on this criteria that the success of Nigeria's experiment with economic deregulation's must inevitably be assessed The efficient functioning of an economy is to a great extent the responsibility of the banking industry. In this respect the rapid development of the Nigerian economy depends mainly on the depth of involvement of the Banking Industry. Following from the need for efficient functioning of the economy, the Central Bank decided to Deregulate the Financial Sector particularly the Banking System. Deregulating the financial system particularly Banking is therefore an attempt to bring out the much desired development. This will broaden the monetary base and encourage competition in the Industry. This will bring about better quality service to customers and will also encourage Banking habit among the populace. This has greatly encouraged the researcher to write on the topic. "Deregulation Policy and its Impact on the Nigeria Banking Industry. Deregulating the economy through the Banking sector will go a long way in developing an efficient money market thereby improving the payment system in the economy. In fact, the Deregulation Policy has improved the level of awareness of activities of Banks among Nigerians. The researcher also this to give an insight into the regulatory policies of the Government and why they are necessary. What are their disadvantages. The researcher used both Secondary and Primary sources of data in conducting his study. Finally, suggestion and recommendations are made with regard to the ways of ensuring optimum results from the Deregulation Policy.
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A RESEARCH PROJECT PRESENTED TO THE DEPARTMENT OF BUSINESS ADMINISTRATION, AHMADU BELLO UNIVERSITY, ZARIA IN PARTIAL FULFILMENT OF THE REQUIREMENTS FOR THE AWARD OF MASTERS DEGREE IN BUSINESS ADMINISTRATION.
Keywords
DEREGULATION,, POLICY,, NIGERIAN BANKING INDUSTRY
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