TITLE: CREDIT CONTROL IN COMMERCIAL BANKS: A STUDY OF AFRIBANK NIGERIAN PLC
TITLE: CREDIT CONTROL IN COMMERCIAL BANKS: A STUDY OF AFRIBANK NIGERIAN PLC
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Date
1993-03
Authors
ABDULKADIR, ABDULSALAM AHMED
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Abstract
ABSTRACT
Banking activites consistB of functions that varies in both
performance and risk, the risk that a banker generally faces are
either of non-performance by those that are supposed to or that
of having a run i.e, cash shortage which can n some cases be
avoided through a prudent management of the resources available.
The other risk is that of non-performance, i.e. those granted
loans refusing or not being able to meet the conditions
subsequent to the loan already granted. It is the aim of this
study to examine how these loans are being granted and the
measures involved in collecting or retrieving the said loans or
advances granted.
Chapter one looks at the importance of lending in a banker's
normal activities, the position and of course the desire of the
banker were both enumerated in the chapter. Chapter two
discusses the relevant topic as discussed in available literature
and of course the opinions of leading financial experts on the
topic under discussion were perused, enumerated and analysed in
line with the stated objective of the study.
Chapter three discussed the evolution of modern commercial
banking in Nigeria uptill the later part of the 20th century,
types of loans available in Nigerian commercial banks were also
noted as well as the traditional functions of a commercial bank
as specified in the banking act.
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Chapter four contains tbe data that were gathered in the
course of the study and of course their analysis. The study
looks at what is being practiced vis-a-vis what are contained in
the books. Chapter five summarises the findings of the study and
conclusions were reached and appropriate recommendations aimed at
improving the shortcomings of the bank were proffered and thus if
followed, could go a long way towards improving the services of
the bank.
Description
BEING THESIS PRESENTED TO THE DEPARTMENT OF BUSINESS
ADMINISTRATION OF AHMADU BELLO UNIVERSITY, ZARIA IN
PARTIAL FULFILMENT FOR THE AWARD OF MASTERS IN BUSINESS
ADMINISTRATION. (UNDER THE SUPERVISION OF DR. SHEIKH
ABDULLAHI AHMED).
Keywords
CREDIT CONTROL, COMMERCIAL BANKS, AFRIBAN, NIGERIAN PLC