BANK SPECIFIC ATTRIBUTES AND OFF BALANCE SHEET ACTIVITIES OF QUOTED DEPOSIT MONEY BANKS IN NIGERIA

dc.contributor.authorISIYAKU, Hussaini
dc.date.accessioned2017-11-28T11:33:36Z
dc.date.available2017-11-28T11:33:36Z
dc.date.issued2017-03
dc.descriptionBEING A DISSERTATION SUBMITTED TO THE SCHOOL OF POSTGRADUATE STUDIES, AHMADU BELLO UNIVERSITY ZARIA, IN PARTIAL FULFILLMENT OF THE REQUIREMENTS FOR THE AWARD OF MASTER OF SCIENCE (M.Sc.) DEGREE IN ACCOUNTING AND FINANCE. DEPARTMENT OF ACCOUNTING AHMADU BELLO UNIVERSITY, ZARIAen_US
dc.description.abstractThis study assesses the relationship between Bank Specific Attributes and Off-balance Sheet Activities of Quoted Deposit Money Banks in Nigeria for a period of 6 years (2009-2014).The sample comprised of the 9 deposit money banks quoted on the Nigerian Stock Exchange as at 31 December, 2014. Secondary data was from the financial statements and the stock exchange Fact Book of quoted companies in Nigeria. Correlational research design was used in the study. Multiple regression technique was employed as a tool of analysis. The bank specific attributes are credit risk, liquidity risk, profitability, capital adequacy and size. The findings revealed a positive and significant relationship of liquidity risk, profitability, capital adequacy, and bank size on off balance sheet activities while credit risk had a negative and insignificant effect on off balance sheet activities. The study concluded that four out of the five explanatory variables; liquidity risk, profitability, capital adequacy, and bank size have relationship with the off balance sheet activities of Nigerian quoted deposit money banks while one has none. Therefore, it is recommended among others that the policy makers should pay attention to these activities and monitor their use, incentives should be there to develop derivatives to manage the increasing liquidity risk and lastly, profitability, capital adequacy and size should be enhanced positively.en_US
dc.identifier.urihttp://hdl.handle.net/123456789/9585
dc.language.isoenen_US
dc.subjectBANK SPECIFIC ATTRIBUTESen_US
dc.subjectOFF BALANCE SHEETen_US
dc.subjectQUOTED DEPOSIT MONEY BANKSen_US
dc.titleBANK SPECIFIC ATTRIBUTES AND OFF BALANCE SHEET ACTIVITIES OF QUOTED DEPOSIT MONEY BANKS IN NIGERIAen_US
dc.typeThesisen_US
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