AN ANALYSIS OF A COMPUTERISED SYSTEM AS AN EFFECTIVE STRANTEGY FOR FRAUD MINIMISATION IN NIGERIAN BANKS (A CASE OF UNITED BANK FOR AFRICA PLC)

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Date
2005-10
Authors
AUTA, Christiana
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Abstract
Banks play a very significant role and are a key infrastructure of the financial sector of any economy. The efficiency of the banking sector in a way determines the reliability of the economy. The banking business is replete with lots of risks. Of all the risks faced by banks, fraud risks are the most pervasive and most destabilizing to banks. Fraud results in the largest source of losses to banks in Nigeria and also the largest single cause of bank failures. Because of the magnitude of these losses and the level of their impact on banking operations is the only main reason for this research study. Recently, the incidence of frauds has got the attention of all and sundry and has been the focus of the government’s attention. Therefore, the study aimed at examining how computers can be used for detecting fraud in the banks operations especially towards enhancing fraud minimization in Nigeria using UBA Plc. as a case study. Together, the data for this study, both interviews and questionnaire methods were used. And the data collected was analyzed using simple statistic techniques of percentages, averages, etc. the information generated was used in formulating recommendations that are intended to help banks appreciate the use of computers in their banking operations as deliberate effective measures towards minimizing or preventing fraud in bank operations in the banking industry in Nigeria. It is hope that when such measures are implemented will enhance banks stability survival and more profitability in Nigeria.
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BEING A PROJECT SUBMITTED TO THE POST GRADUATE SCHOOL IN PARTIAL FULFILLMENT OF THE REQUIREMENT FOR THE AWARD OF THE DEGREE OF MASTER OF BUSINESS ADMINISTRATION (MBA) OF AHMADU BELLO UNIVERSITY, ZARIA DEPARTMENT OF BUSINESS ADMINISTRATION FACULTY OF ADMINISTRATION OF AHMADU BELLO UNIVERSITY OCTOBER, 2005
Keywords
ANALYSIS,, COMPUTERISED,, SYSTEM,, EFFECTIVE,, STRANTEGY,, FRAUD,, MINIMISATION,, NIGERIAN,, BANKS,, CASE,, UNITED BANK,, AFRICA PLC
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