THE IMPACT OF THE NIGERIAN AGRICULTURAL AND COOPERATIVE BANK (NACB) LIMITED ON THE SOCIO-ECONOMIC GROWTH OF NIGERIA: A CASE STUDY OF KADUNA STATE
THE IMPACT OF THE NIGERIAN AGRICULTURAL AND COOPERATIVE BANK (NACB) LIMITED ON THE SOCIO-ECONOMIC GROWTH OF NIGERIA: A CASE STUDY OF KADUNA STATE
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Date
1996-10
Authors
GHAJI, Tahir Bamanga
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Abstract
The project examined the impact of Nigerian Agricultural and Cooperative Bank
(NACB) Limited, on the socio-economic growth of Nigeria with particular reference to Kaduna
State vis-a-vis the volume of loans disbursed to farmers as individuals, corporate bodies and to
government agencies which had direct influence on agricultural development.
The study was undertaken on Kaduna State in order to determine the actual impact of the
NACB on the socio-economic life of its citizens with reference to their disposable income,
improved standard of living and general impact on the development of industrial agricultural
sector.
For this study or project, I relied solely on primary and secondary sources of data, and the
analysis was based on some simple statistical techniques such as measures of dispersion like the
Mean, Mode, Median and Standard Deviation. From the research, it was discovered that most
farmers still depend on external financing - such as NACB and other sources.
The study on Kaduna State has demonstrated that farmers especially small-scale farmers
need credit in order to boost their productivity. Also most credit to farmers are not always
timely, and therefore lending becomes a problem when its obtained after the farming season.
It was also discovered that, for a credit program to be effective and successful in making
a substantial contribution in increasing productivity, conditions must exist for the small-scale
farmer to be able to improve their land; these conditions include the use of modern tools and
machines, introduce better methods of land cultivation and general agriculture.
However, it can be concluded by stating that credit financing through institutional
sources like NACB has helped in many ways in ameliorating the problems of farmers in Kaduna
State, more especially the small-scale farmers
Description
BEING A PROJECT SUBMITTED IN PARTIAL FULFILLMENT OF THE
REQUIREMENTS OF THE POSTGRADUATE SCHOOL FOR THE AWARD OF THE
DEGREE IN MASTER OF BUSINESS ADMINISTRATION (MBA)
DEPARTMENT OF BUSINESS ADMINISTRATION, FACULTY OF
ADMINISTRATION, AHMADU BELLO UNIVERSITY, ZARIA
OCTOBER, 1996
Keywords
IMPACT,, NIGERIAN,, AGRICULTURAL,, COOPERATIVE BANK,, (NACB) LIMITED,, SOCIO-ECONOMIC,, GROWTH,, NIGERIA, A CASE STUDY, KADUNA STATE