THE EFFECTS OF THE STRUCTURAL ADJUSTMENT PROGRAMME ON THE ACTIVITIES OF COMMERCIAL BANKS IN NIGERIA
THE EFFECTS OF THE STRUCTURAL ADJUSTMENT PROGRAMME ON THE ACTIVITIES OF COMMERCIAL BANKS IN NIGERIA
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Date
1991-11
Authors
ENOFE, EHIOZOGIE EDWIN
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Abstract
This work sets out to investigate the effects of
SAP on the activities of commercial banks in Nigeria.
It tested the hypothesis that the expectation of the
government to influence levels of inflation,
productivity, growth and development through monetary
policies on the commercial banks has not
materialised.
It needs be noted, however, that policies
were also targetted towards the commercial banks in
the early 1960s up to mid-1986 before the
introduction of the SAP.
The study, therefore, compared the economic
activities of the commercial banks in the pre-SAP era
(1980-1985) with those of the SAP period (1986-1989).
This is meant to determine whether the policies in the
SAP era have actually resulted in solving the national
economic problems that those in the pre-SAP era could
not solve.
The method used for the analysis was to take four
of the major banks: First Bank, UBA, Union Bank and
IBWA (AFRIBANK). Taking such performance indicators as
their total deposits, loans and advances, capital
base, profits level, staff strength,
Description
A THESIS SUBMITTED TO THE POSTGRADUATE SCHOOL,
AHMADU BELLO UNIVERSITY, ZARIA, IN PARTIAL
FULFILMENT OF THE REQUIREMENTS FOR THE AWARD
OF THE DEGREE OF MASTER OF SCIENCE (ECONOMICS)
DEPARTMENT OF ECONOMICS FACULTY OF
ARTS AND SOCIAL SCIENCES AHMADU BELLO
UNIVERSITY ZARIA - NIGERIA
Keywords
EFFECTS,, STRUCTURAL ,, ADJUSTMENT,, PROGRAMME,, ACTIVITIES ,, ACTIVITIES, COMMERCIAL,, BANKS ,, NIGERIA.