A STUDY OF FINANCIAL COPING SCALE OF EMPLOYED HOUSEWIVES IN AHMADU BELLO UNIVERSITY, ZARIA UNDER AUSTERE CONDITIONS
A STUDY OF FINANCIAL COPING SCALE OF EMPLOYED HOUSEWIVES IN AHMADU BELLO UNIVERSITY, ZARIA UNDER AUSTERE CONDITIONS
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Date
1989-01
Authors
ISYAKU, DIJE
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Abstract
ABSTRACT
This study was concerned with the financial
management practices of employed housewives in Ahmadu
Bello University, Zaria in this period of austerity.
Data was collected from one hundred and f i f t y - s ix
(156) home makers who were drawn from the various quarters
of the main Campus. The s t a t i s t i c al analysis used
included contingency table analysis and chi-square. The
variables in the study included biodata of the respondents.
in addition a three point scale made up of twenty-five
statements relating to financial management practices was
drawn. The respondents were asked to indicate whether
they agreed, disagreed or undecided with each statement.
The following hypothesis were tested.
Hypothesis 1s
The income of the housewives employed by Ahmadu Bello
Universityf Zaria, was inadequate. This hypothesis was
maintained because the result was that more than half
(67.3%) of the respondents expressed inadequacy of income
Hypothesis 2:
Most of the income of these housewives was spent on
providing goods and services for the family. This
ix
statement was true because of the result which corresponded
with i t # Eighty-eight out of the one hundred and f i f t y -
six (56.4%) of the housewives jointly provided goods and
services for the family while seventeen (10.9%)
respondents managed the families alonev
Hypothesis 3:
The larger the family the greater are its requirement
of other goods especially food, and the l e s s income
available for other things. Thus hypothesis proved otherwise
because the result showed that adequacy of income did not
depend on family size. This could be explained by the fact
that most of the respondents (67.3%), laid claim to the fact
that the income was inadequate.
Hypothesis 4:
Housewives employed by Ahmadu Bello University, spend
their income without proper financial planning. This
hypothesis was rejected since most of the respondents
(90.4%) agreed that budgetting, effective shopping and
accomplishing the household a c t i v i t i e s personally are
important factors in financial management which may mean
that respondents did apply these practives in managing
finances.
Fidings of the study revealed that most of the homemakers
(66.6%) were between the ages of 31-40) and mo6t of
Description
FACULTY OF EDUCATION
AHMADU BELLO UNIVERSITY
ZARIA
Keywords
STUDY,, FINANCIAL, COPINGM,, SCALE,, EMPLOYED,, HOUSEWIVES,, AHMADU,, BELLO,, UNIVERSITY,, ZARIA,, UNDER,, AUSTERE,, CONDITIONS